Banque & Caisse d’Epargne de l’Etat, Luxembourg (BCEE) is a bank established and owned by the Luxembourg State. Founded in 1856 as a savings bank, it is, today, both THE Luxembourg bank par excellence and also a full-service bank, recognized throughout the world for its results and dependability. It has been rated as one of the best banks in Luxembourg by international rating agencies Standard & Poor’s and Moody’s, respectively.